Call reports 2001
HORICON BANK — 2001
What HORICON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 308,075,000 | 305,424,000 | 285,132,000 | 295,521,000 |
| Total loans | 266,824,000 | 265,668,000 | 246,686,000 | 262,847,000 |
| Allowance for loan losses | 3,068,000 | 3,048,000 | 3,088,000 | 3,943,000 |
| Securities available for sale | 25,442,000 | 23,656,000 | 24,434,000 | 17,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,886,000 | 244,137,000 | 228,243,000 | 226,835,000 |
| Interest-bearing deposits | 222,439,000 | 220,909,000 | 204,361,000 | 201,561,000 |
| Noninterest-bearing deposits | 22,447,000 | 23,228,000 | 23,882,000 | 25,274,000 |
| Equity capital | 22,906,000 | 23,488,000 | 24,002,000 | 23,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,918,000 | 11,877,000 | 17,339,000 | 22,460,000 |
| Interest expense | 3,601,000 | 6,948,000 | 9,827,000 | 12,118,000 |
| Net interest income | 2,317,000 | 4,929,000 | 7,512,000 | 10,342,000 |
| Noninterest income | 325,000 | 619,000 | 911,000 | 1,301,000 |
| Noninterest expense | 1,737,000 | 3,464,000 | 5,144,000 | 7,418,000 |
| Provision for loan losses | 395,000 | 410,000 | 715,000 | 1,690,000 |
| Pretax income | 590,000 | 1,754,000 | 3,472,000 | 3,443,000 |
| Income tax | 150,000 | 545,000 | 1,157,000 | 994,000 |
| Net income | 440,000 | 1,209,000 | 2,315,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,315,000 | 21,982,000 | 22,998,000 | 23,117,000 |
| Total capital | 24,162,000 | 24,839,000 | 25,613,000 | 25,880,000 |
| Risk-weighted assets | 227,524,000 | 228,381,000 | 209,094,000 | 220,214,000 |