Call reports 2010
CANTON STATE BANK — 2010
What CANTON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,239,000 | 28,367,000 | 26,568,000 | 26,846,000 |
| Total loans | 18,541,000 | 18,813,000 | 18,462,000 | 18,468,000 |
| Allowance for loan losses | 314,000 | 273,000 | 277,000 | 279,000 |
| Securities available for sale | 6,656,000 | 6,523,000 | 5,025,000 | 4,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,553,000 | 25,856,000 | 24,053,000 | 24,377,000 |
| Interest-bearing deposits | 23,959,000 | 23,319,000 | 21,565,000 | 21,474,000 |
| Noninterest-bearing deposits | 2,594,000 | 2,537,000 | 2,488,000 | 2,903,000 |
| Equity capital | 2,462,000 | 2,292,000 | 2,305,000 | 2,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 712,000 | 1,063,000 | 1,389,000 |
| Interest expense | 131,000 | 259,000 | 363,000 | 460,000 |
| Net interest income | 229,000 | 453,000 | 700,000 | 929,000 |
| Noninterest income | 28,000 | -18,000 | -8,000 | 25,000 |
| Noninterest expense | 203,000 | 405,000 | 616,000 | 820,000 |
| Provision for loan losses | 0 | 250,000 | 253,000 | 253,000 |
| Pretax income | 54,000 | -220,000 | -177,000 | -119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | -220,000 | -177,000 | -119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,357,000 | 2,083,000 | 2,125,000 | 2,183,000 |
| Total capital | 2,614,000 | 2,339,000 | 2,374,000 | 2,432,000 |
| Risk-weighted assets | 20,486,000 | 20,477,000 | 19,916,000 | 19,888,000 |