Call reports 2009
CANTON STATE BANK — 2009
What CANTON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,750,000 | 27,728,000 | 27,943,000 | 29,230,000 |
| Total loans | 18,192,000 | 19,397,000 | 18,825,000 | 18,615,000 |
| Allowance for loan losses | 306,000 | 306,000 | 307,000 | 313,000 |
| Securities available for sale | 6,315,000 | 5,273,000 | 6,833,000 | 6,612,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,216,000 | 25,118,000 | 25,277,000 | 26,571,000 |
| Interest-bearing deposits | 21,126,000 | 22,278,000 | 22,615,000 | 23,054,000 |
| Noninterest-bearing deposits | 3,090,000 | 2,840,000 | 2,662,000 | 3,517,000 |
| Equity capital | 2,271,000 | 2,324,000 | 2,401,000 | 2,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 738,000 | 1,113,000 | 1,480,000 |
| Interest expense | 152,000 | 300,000 | 451,000 | 593,000 |
| Net interest income | 216,000 | 438,000 | 662,000 | 887,000 |
| Noninterest income | 21,000 | 43,000 | 66,000 | 92,000 |
| Noninterest expense | 216,000 | 447,000 | 671,000 | 877,000 |
| Provision for loan losses | 110,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | -89,000 | -76,000 | -54,000 | -9,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -89,000 | -76,000 | -54,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,222,000 | 2,235,000 | 2,258,000 | 2,302,000 |
| Total capital | 2,469,000 | 2,498,000 | 2,517,000 | 2,561,000 |
| Risk-weighted assets | 19,724,000 | 21,009,000 | 20,661,000 | 20,698,000 |