Call reports 2008
CANTON STATE BANK — 2008
What CANTON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 28,518,000 | 29,044,000 | 28,010,000 | 27,947,000 |
| Total loans | 21,577,000 | 20,682,000 | 19,717,000 | 18,194,000 |
| Allowance for loan losses | 364,000 | 524,000 | 544,000 | 378,000 |
| Securities available for sale | 4,830,000 | 4,900,000 | 5,776,000 | 5,940,000 |
| Securities held to maturity | 2,000 | 2,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,065,000 | 25,910,000 | 24,926,000 | 25,195,000 |
| Interest-bearing deposits | 22,927,000 | 23,134,000 | 22,162,000 | 21,777,000 |
| Noninterest-bearing deposits | 2,138,000 | 2,776,000 | 2,764,000 | 3,418,000 |
| Equity capital | 2,928,000 | 2,794,000 | 2,750,000 | 2,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 935,000 | 1,344,000 | 1,725,000 |
| Interest expense | 221,000 | 425,000 | 619,000 | 789,000 |
| Net interest income | 236,000 | 510,000 | 725,000 | 936,000 |
| Noninterest income | 27,000 | 54,000 | 79,000 | 107,000 |
| Noninterest expense | 212,000 | 418,000 | 621,000 | 851,000 |
| Provision for loan losses | 23,000 | 111,000 | 129,000 | 582,000 |
| Pretax income | 28,000 | 35,000 | 54,000 | -390,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 28,000 | 34,000 | 53,000 | -391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,850,000 | 2,817,000 | 2,756,000 | 2,311,000 |
| Total capital | 3,139,000 | 3,097,000 | 3,025,000 | 2,561,000 |
| Risk-weighted assets | 23,064,000 | 22,196,000 | 21,228,000 | 19,869,000 |