Call reports 2007
CANTON STATE BANK — 2007
What CANTON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,554,000 | 27,789,000 | 27,858,000 | 28,917,000 |
| Total loans | 21,395,000 | 21,712,000 | 20,810,000 | 20,262,000 |
| Allowance for loan losses | 333,000 | 344,000 | 348,000 | 345,000 |
| Securities available for sale | 4,534,000 | 4,457,000 | 4,461,000 | 4,724,000 |
| Securities held to maturity | 110,000 | 109,000 | 108,000 | 107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,895,000 | 24,346,000 | 24,309,000 | 25,297,000 |
| Interest-bearing deposits | 21,643,000 | 22,343,000 | 22,003,000 | 22,778,000 |
| Noninterest-bearing deposits | 2,252,000 | 2,003,000 | 2,306,000 | 2,519,000 |
| Equity capital | 2,812,000 | 2,828,000 | 2,943,000 | 3,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 969,000 | 1,435,000 | 1,918,000 |
| Interest expense | 207,000 | 418,000 | 633,000 | 855,000 |
| Net interest income | 286,000 | 551,000 | 802,000 | 1,063,000 |
| Noninterest income | 23,000 | 48,000 | 74,000 | 105,000 |
| Noninterest expense | 204,000 | 394,000 | 593,000 | 807,000 |
| Provision for loan losses | 9,000 | 18,000 | 21,000 | 21,000 |
| Pretax income | 96,000 | 187,000 | 262,000 | 340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 187,000 | 262,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,809,000 | 2,885,000 | 2,960,000 | 3,002,000 |
| Total capital | 3,095,000 | 3,179,000 | 3,245,000 | 3,281,000 |
| Risk-weighted assets | 22,841,000 | 23,477,000 | 22,774,000 | 22,261,000 |