Call reports 2006
CANTON STATE BANK — 2006
What CANTON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,356,000 | 27,937,000 | 27,343,000 | 28,185,000 |
| Total loans | 21,512,000 | 22,224,000 | 21,561,000 | 21,441,000 |
| Allowance for loan losses | 288,000 | 291,000 | 300,000 | 316,000 |
| Securities available for sale | 4,717,000 | 4,607,000 | 4,640,000 | 4,626,000 |
| Securities held to maturity | 111,000 | 110,000 | 110,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,396,000 | 23,332,000 | 23,731,000 | 24,539,000 |
| Interest-bearing deposits | 20,300,000 | 20,873,000 | 21,375,000 | 21,577,000 |
| Noninterest-bearing deposits | 3,096,000 | 2,459,000 | 2,356,000 | 2,962,000 |
| Equity capital | 2,687,000 | 2,761,000 | 2,851,000 | 3,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 918,000 | 1,365,000 | 1,824,000 |
| Interest expense | 170,000 | 353,000 | 552,000 | 754,000 |
| Net interest income | 284,000 | 565,000 | 813,000 | 1,070,000 |
| Noninterest income | 21,000 | 43,000 | 70,000 | 134,000 |
| Noninterest expense | 192,000 | 381,000 | 589,000 | 782,000 |
| Provision for loan losses | 6,000 | 8,000 | 16,000 | 31,000 |
| Pretax income | 107,000 | 219,000 | 278,000 | 391,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 106,000 | 218,000 | 277,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,813,000 | 2,924,000 | 2,944,000 | 3,057,000 |
| Total capital | 3,101,000 | 3,215,000 | 3,233,000 | 3,347,000 |
| Risk-weighted assets | 23,226,000 | 23,803,000 | 23,109,000 | 23,155,000 |