Call reports 2005
CANTON STATE BANK — 2005
What CANTON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 26,882,000 | 28,027,000 | 27,932,000 | 27,730,000 |
| Total loans | 20,568,000 | 21,687,000 | 21,348,000 | 21,674,000 |
| Allowance for loan losses | 276,000 | 278,000 | 279,000 | 268,000 |
| Securities available for sale | 5,002,000 | 5,018,000 | 4,938,000 | 4,733,000 |
| Securities held to maturity | 274,000 | 241,000 | 140,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,844,000 | 22,416,000 | 24,405,000 | 24,220,000 |
| Interest-bearing deposits | 20,080,000 | 20,028,000 | 21,415,000 | 21,322,000 |
| Noninterest-bearing deposits | 2,764,000 | 2,388,000 | 2,990,000 | 2,898,000 |
| Equity capital | 2,693,000 | 2,863,000 | 2,950,000 | 2,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 807,000 | 1,246,000 | 1,687,000 |
| Interest expense | 117,000 | 247,000 | 401,000 | 552,000 |
| Net interest income | 273,000 | 560,000 | 845,000 | 1,135,000 |
| Noninterest income | 21,000 | 44,000 | 77,000 | 101,000 |
| Noninterest expense | 183,000 | 379,000 | 578,000 | 764,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 4,000 |
| Pretax income | 111,000 | 225,000 | 342,000 | 435,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 225,000 | 342,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,770,000 | 2,884,000 | 3,002,000 | 3,058,000 |
| Total capital | 3,046,000 | 3,162,000 | 3,281,000 | 3,326,000 |
| Risk-weighted assets | 22,363,000 | 23,538,000 | 23,215,000 | 23,339,000 |