Call reports 2004
CANTON STATE BANK — 2004
What CANTON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,821,000 | 26,224,000 | 26,722,000 | 26,542,000 |
| Total loans | 18,677,000 | 19,138,000 | 19,040,000 | 19,584,000 |
| Allowance for loan losses | 260,000 | 263,000 | 266,000 | 270,000 |
| Securities available for sale | 5,554,000 | 5,349,000 | 5,441,000 | 5,088,000 |
| Securities held to maturity | 740,000 | 731,000 | 719,000 | 717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,118,000 | 22,732,000 | 23,257,000 | 22,669,000 |
| Interest-bearing deposits | 20,626,000 | 20,332,000 | 20,542,000 | 19,952,000 |
| Noninterest-bearing deposits | 2,493,000 | 2,400,000 | 2,714,000 | 2,717,000 |
| Equity capital | 2,824,000 | 2,709,000 | 2,887,000 | 2,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 760,000 | 1,134,000 | 1,518,000 |
| Interest expense | 129,000 | 251,000 | 373,000 | 489,000 |
| Net interest income | 249,000 | 509,000 | 761,000 | 1,029,000 |
| Noninterest income | 23,000 | 53,000 | 78,000 | 108,000 |
| Noninterest expense | 179,000 | 346,000 | 512,000 | 687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 221,000 | 332,000 | 455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 221,000 | 332,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,699,000 | 2,821,000 | 2,859,000 | 2,982,000 |
| Total capital | 2,959,000 | 3,084,000 | 3,125,000 | 3,252,000 |
| Risk-weighted assets | 21,065,000 | 21,312,000 | 21,321,000 | 21,572,000 |