Call reports 2003
CANTON STATE BANK — 2003
What CANTON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,341,000 | 27,156,000 | 27,135,000 | 27,953,000 |
| Total loans | 18,423,000 | 16,931,000 | 17,403,000 | 17,789,000 |
| Allowance for loan losses | 272,000 | 249,000 | 252,000 | 255,000 |
| Securities available for sale | 5,399,000 | 4,978,000 | 5,426,000 | 5,039,000 |
| Securities held to maturity | 1,068,000 | 1,059,000 | 1,048,000 | 1,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,683,000 | 23,590,000 | 23,387,000 | 24,122,000 |
| Interest-bearing deposits | 21,460,000 | 21,231,000 | 20,899,000 | 21,194,000 |
| Noninterest-bearing deposits | 2,223,000 | 2,359,000 | 2,488,000 | 2,928,000 |
| Equity capital | 2,651,000 | 2,856,000 | 2,842,000 | 2,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 853,000 | 1,256,000 | 1,669,000 |
| Interest expense | 168,000 | 336,000 | 500,000 | 648,000 |
| Net interest income | 259,000 | 517,000 | 756,000 | 1,021,000 |
| Noninterest income | 20,000 | 45,000 | 73,000 | 107,000 |
| Noninterest expense | 178,000 | 350,000 | 518,000 | 689,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 95,000 | 201,000 | 309,000 | 459,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 201,000 | 309,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,592,000 | 2,698,000 | 2,806,000 | 2,907,000 |
| Total capital | 2,858,000 | 2,947,000 | 3,058,000 | 3,162,000 |
| Risk-weighted assets | 21,289,000 | 20,376,000 | 20,393,000 | 20,682,000 |