Call reports 2002
CANTON STATE BANK — 2002
What CANTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,688,000 | 28,589,000 | 28,706,000 | 27,411,000 |
| Total loans | 20,602,000 | 20,474,000 | 21,315,000 | 20,130,000 |
| Allowance for loan losses | 297,000 | 241,000 | 251,000 | 254,000 |
| Securities available for sale | 4,532,000 | 5,387,000 | 4,993,000 | 4,379,000 |
| Securities held to maturity | 1,449,000 | 1,446,000 | 1,225,000 | 1,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,446,000 | 25,357,000 | 24,047,000 | 23,576,000 |
| Interest-bearing deposits | 23,389,000 | 22,651,000 | 21,654,000 | 20,737,000 |
| Noninterest-bearing deposits | 2,057,000 | 2,706,000 | 2,393,000 | 2,839,000 |
| Equity capital | 2,776,000 | 2,589,000 | 2,687,000 | 2,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,002,000 | 1,505,000 | 2,008,000 |
| Interest expense | 249,000 | 472,000 | 678,000 | 871,000 |
| Net interest income | 248,000 | 530,000 | 827,000 | 1,137,000 |
| Noninterest income | 28,000 | 56,000 | 80,000 | 113,000 |
| Noninterest expense | 175,000 | 355,000 | 526,000 | 704,000 |
| Provision for loan losses | 15,000 | 58,000 | 66,000 | 61,000 |
| Pretax income | 89,000 | 182,000 | 358,000 | 538,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 88,000 | 181,000 | 357,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,570,000 | 2,480,000 | 2,618,000 | 2,796,000 |
| Total capital | 2,862,000 | 2,721,000 | 2,869,000 | 3,050,000 |
| Risk-weighted assets | 23,388,000 | 22,956,000 | 24,051,000 | 22,715,000 |