Call reports 2001
CANTON STATE BANK — 2001
What CANTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,292,000 | 29,161,000 | 28,595,000 | 29,238,000 |
| Total loans | 18,835,000 | 20,720,000 | 20,834,000 | 19,712,000 |
| Allowance for loan losses | 238,000 | 252,000 | 268,000 | 279,000 |
| Securities available for sale | 5,419,000 | 5,531,000 | 5,050,000 | 4,244,000 |
| Securities held to maturity | 1,596,000 | 1,576,000 | 1,612,000 | 1,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,272,000 | 25,240,000 | 24,600,000 | 26,077,000 |
| Interest-bearing deposits | 24,410,000 | 23,363,000 | 22,787,000 | 23,872,000 |
| Noninterest-bearing deposits | 1,862,000 | 1,877,000 | 1,813,000 | 2,205,000 |
| Equity capital | 2,400,000 | 2,448,000 | 2,565,000 | 2,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,119,000 | 1,687,000 | 2,230,000 |
| Interest expense | 351,000 | 690,000 | 1,014,000 | 1,301,000 |
| Net interest income | 212,000 | 429,000 | 673,000 | 929,000 |
| Noninterest income | 25,000 | 51,000 | 78,000 | 106,000 |
| Noninterest expense | 176,000 | 347,000 | 522,000 | 698,000 |
| Provision for loan losses | 9,000 | 20,000 | 29,000 | 39,000 |
| Pretax income | 52,000 | 113,000 | 210,000 | 310,000 |
| Income tax | 5,000 | 22,000 | 22,000 | 22,000 |
| Net income | 47,000 | 91,000 | 188,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,319,000 | 2,353,000 | 2,451,000 | 2,551,000 |
| Total capital | 2,557,000 | 2,605,000 | 2,719,000 | 2,830,000 |
| Risk-weighted assets | 22,127,000 | 23,784,000 | 23,878,000 | 22,818,000 |