Call reports 2013
PRIVATE BANK MINNESOTA — 2013
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,936,000 | 133,388,000 | 134,332,000 | 142,020,000 |
| Total loans | 108,227,000 | 108,937,000 | 103,319,000 | 102,957,000 |
| Allowance for loan losses | 2,337,000 | 2,449,000 | 2,009,000 | 2,271,000 |
| Securities available for sale | 9,865,000 | 13,678,000 | 13,314,000 | 12,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,128,000 | 117,394,000 | 118,315,000 | 126,865,000 |
| Interest-bearing deposits | 89,668,000 | 89,122,000 | 88,428,000 | 96,004,000 |
| Noninterest-bearing deposits | 29,460,000 | 28,272,000 | 29,887,000 | 30,861,000 |
| Equity capital | 16,309,000 | 15,946,000 | 15,865,000 | 15,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,738,000 | 4,144,000 | 5,519,000 |
| Interest expense | 66,000 | 130,000 | 194,000 | 254,000 |
| Net interest income | 1,305,000 | 2,608,000 | 3,950,000 | 5,265,000 |
| Noninterest income | 56,000 | 182,000 | -795,000 | -1,049,000 |
| Noninterest expense | 1,138,000 | 2,317,000 | 3,341,000 | 4,390,000 |
| Provision for loan losses | 266,000 | 270,000 | -87,000 | 133,000 |
| Pretax income | -43,000 | 203,000 | -99,000 | -307,000 |
| Income tax | -32,000 | 66,000 | -64,000 | -156,000 |
| Net income | -11,000 | 137,000 | -35,000 | -151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,229,000 | 15,475,000 | 15,173,000 | 14,464,000 |
| Total capital | 16,750,000 | 16,974,000 | 16,580,000 | 15,863,000 |
| Risk-weighted assets | 120,810,000 | 118,975,000 | 112,009,000 | 110,988,000 |