Call reports 2012
PRIVATE BANK MINNESOTA — 2012
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,318,000 | 145,353,000 | 140,967,000 | 148,784,000 |
| Total loans | 125,885,000 | 125,993,000 | 120,508,000 | 116,722,000 |
| Allowance for loan losses | 2,282,000 | 2,389,000 | 2,984,000 | 2,265,000 |
| Securities available for sale | 9,405,000 | 12,214,000 | 11,231,000 | 10,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,545,000 | 124,555,000 | 122,904,000 | 131,949,000 |
| Interest-bearing deposits | 106,783,000 | 98,250,000 | 94,538,000 | 96,399,000 |
| Noninterest-bearing deposits | 24,762,000 | 26,305,000 | 28,366,000 | 35,550,000 |
| Equity capital | 18,156,000 | 18,334,000 | 17,590,000 | 16,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,234,000 | 4,777,000 | 6,287,000 |
| Interest expense | 104,000 | 197,000 | 288,000 | 367,000 |
| Net interest income | 1,534,000 | 3,037,000 | 4,489,000 | 5,920,000 |
| Noninterest income | 58,000 | 134,000 | 361,000 | 448,000 |
| Noninterest expense | 1,214,000 | 2,449,000 | 3,525,000 | 4,666,000 |
| Provision for loan losses | 317,000 | 412,000 | 1,532,000 | 1,873,000 |
| Pretax income | 61,000 | 310,000 | -207,000 | -171,000 |
| Income tax | 17,000 | 109,000 | -105,000 | 1,098,000 |
| Net income | 44,000 | 201,000 | -102,000 | -1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,114,000 | 16,435,000 | 15,181,000 | 15,282,000 |
| Total capital | 17,896,000 | 18,205,000 | 16,864,000 | 16,899,000 |
| Risk-weighted assets | 142,012,000 | 140,964,000 | 133,262,000 | 128,704,000 |