Call reports 2011
PRIVATE BANK MINNESOTA — 2011
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 164,652,000 | 153,765,000 | 153,691,000 | 152,919,000 |
| Total loans | 143,801,000 | 139,752,000 | 135,428,000 | 132,717,000 |
| Allowance for loan losses | 3,103,000 | 2,649,000 | 2,765,000 | 2,673,000 |
| Securities available for sale | 5,023,000 | 7,417,000 | 10,869,000 | 10,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,304,000 | 135,257,000 | 125,085,000 | 131,155,000 |
| Interest-bearing deposits | 124,901,000 | 114,087,000 | 102,943,000 | 108,472,000 |
| Noninterest-bearing deposits | 20,403,000 | 21,170,000 | 22,142,000 | 22,683,000 |
| Equity capital | 18,423,000 | 18,430,000 | 18,674,000 | 18,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,516,000 | 5,245,000 | 6,943,000 |
| Interest expense | 183,000 | 348,000 | 498,000 | 626,000 |
| Net interest income | 1,588,000 | 3,168,000 | 4,747,000 | 6,317,000 |
| Noninterest income | 65,000 | 130,000 | 181,000 | 318,000 |
| Noninterest expense | 1,230,000 | 2,493,000 | 3,680,000 | 5,177,000 |
| Provision for loan losses | 170,000 | 627,000 | 823,000 | 2,010,000 |
| Pretax income | 253,000 | 178,000 | 425,000 | -552,000 |
| Income tax | 99,000 | 64,000 | 158,000 | -245,000 |
| Net income | 154,000 | 114,000 | 267,000 | -307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,878,000 | 16,975,000 | 17,238,000 | 16,075,000 |
| Total capital | 18,872,000 | 18,926,000 | 19,142,000 | 17,948,000 |
| Risk-weighted assets | 158,409,000 | 155,389,000 | 151,544,000 | 149,027,000 |