Call reports 2010
PRIVATE BANK MINNESOTA — 2010
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 161,744,000 | 162,391,000 | 162,856,000 | 162,442,000 |
| Total loans | 149,958,000 | 150,109,000 | 151,651,000 | 150,383,000 |
| Allowance for loan losses | 1,831,000 | 1,638,000 | 2,406,000 | 2,957,000 |
| Securities available for sale | 6,107,000 | 5,934,000 | 5,686,000 | 5,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,070,000 | 140,473,000 | 136,525,000 | 141,172,000 |
| Interest-bearing deposits | 115,509,000 | 104,343,000 | 114,324,000 | 118,728,000 |
| Noninterest-bearing deposits | 23,561,000 | 36,130,000 | 22,201,000 | 22,444,000 |
| Equity capital | 20,437,000 | 17,483,000 | 16,824,000 | 18,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,580,000 | 5,416,000 | 7,295,000 |
| Interest expense | 221,000 | 439,000 | 655,000 | 854,000 |
| Net interest income | 1,551,000 | 3,141,000 | 4,761,000 | 6,441,000 |
| Noninterest income | 57,000 | 112,000 | 158,000 | 249,000 |
| Noninterest expense | 1,048,000 | 2,176,000 | 3,196,000 | 4,424,000 |
| Provision for loan losses | 109,000 | 3,551,000 | 4,853,000 | 5,753,000 |
| Pretax income | 451,000 | -2,474,000 | -3,130,000 | -3,487,000 |
| Income tax | 180,000 | 278,000 | 295,000 | -1,424,000 |
| Net income | 271,000 | -2,752,000 | -3,425,000 | -2,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,387,000 | 17,363,000 | 16,691,000 | 16,416,000 |
| Total capital | 22,218,000 | 19,001,000 | 18,804,000 | 18,500,000 |
| Risk-weighted assets | 170,705,000 | 168,375,000 | 168,756,000 | 165,874,000 |