Call reports 2009
PRIVATE BANK MINNESOTA — 2009
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,603,000 | 157,751,000 | 158,112,000 | 164,313,000 |
| Total loans | 144,622,000 | 142,060,000 | 144,546,000 | 149,719,000 |
| Allowance for loan losses | 2,004,000 | 1,372,000 | 1,457,000 | 1,777,000 |
| Securities available for sale | 3,931,000 | 6,652,000 | 6,529,000 | 6,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,310,000 | 134,066,000 | 139,851,000 | 132,723,000 |
| Interest-bearing deposits | 102,912,000 | 113,249,000 | 113,226,000 | 105,232,000 |
| Noninterest-bearing deposits | 18,398,000 | 20,817,000 | 26,625,000 | 27,491,000 |
| Equity capital | 17,567,000 | 17,641,000 | 17,680,000 | 20,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 3,083,000 | 4,766,000 | 6,501,000 |
| Interest expense | 338,000 | 611,000 | 877,000 | 1,122,000 |
| Net interest income | 1,122,000 | 2,472,000 | 3,889,000 | 5,379,000 |
| Noninterest income | 63,000 | 122,000 | 178,000 | 288,000 |
| Noninterest expense | 1,088,000 | 2,204,000 | 3,370,000 | 4,500,000 |
| Provision for loan losses | 1,271,000 | 1,360,000 | 1,672,000 | 2,223,000 |
| Pretax income | -1,174,000 | -970,000 | -975,000 | -1,056,000 |
| Income tax | -476,000 | -392,000 | -392,000 | -426,000 |
| Net income | -698,000 | -578,000 | -583,000 | -630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,497,000 | 17,617,000 | 17,614,000 | 20,566,000 |
| Total capital | 19,501,000 | 18,989,000 | 19,071,000 | 22,343,000 |
| Risk-weighted assets | 166,037,000 | 161,667,000 | 164,449,000 | 170,086,000 |