Call reports 2008
PRIVATE BANK MINNESOTA — 2008
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 152,351,000 | 160,093,000 | 153,540,000 | 158,322,000 |
| Total loans | 126,545,000 | 141,243,000 | 143,656,000 | 145,442,000 |
| Allowance for loan losses | 1,434,000 | 1,388,000 | 1,996,000 | 2,606,000 |
| Securities available for sale | 4,775,000 | 4,476,000 | 4,348,000 | 4,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,449,000 | 128,344,000 | 117,459,000 | 127,099,000 |
| Interest-bearing deposits | 118,892,000 | 110,420,000 | 93,004,000 | 107,078,000 |
| Noninterest-bearing deposits | 17,557,000 | 17,924,000 | 24,455,000 | 20,021,000 |
| Equity capital | 15,553,000 | 15,586,000 | 16,450,000 | 16,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,116,000 | 6,165,000 | 7,895,000 |
| Interest expense | 777,000 | 1,374,000 | 1,893,000 | 2,318,000 |
| Net interest income | 1,371,000 | 2,742,000 | 4,272,000 | 5,577,000 |
| Noninterest income | 59,000 | 116,000 | 183,000 | 233,000 |
| Noninterest expense | 1,190,000 | 2,426,000 | 3,536,000 | 4,708,000 |
| Provision for loan losses | 70,000 | 21,000 | 662,000 | 1,265,000 |
| Pretax income | 170,000 | 411,000 | 257,000 | -163,000 |
| Income tax | 69,000 | 166,000 | 103,000 | -66,000 |
| Net income | 101,000 | 245,000 | 154,000 | -97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,519,000 | 15,562,000 | 16,447,000 | 16,096,000 |
| Total capital | 16,953,000 | 16,950,000 | 18,443,000 | 18,186,000 |
| Risk-weighted assets | 154,585,000 | 166,847,000 | 165,344,000 | 166,676,000 |