Call reports 2007
PRIVATE BANK MINNESOTA — 2007
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 148,614,000 | 148,687,000 | 151,645,000 | 144,009,000 |
| Total loans | 117,975,000 | 116,430,000 | 113,472,000 | 119,806,000 |
| Allowance for loan losses | 1,551,000 | 1,589,000 | 1,415,000 | 1,460,000 |
| Securities available for sale | 6,598,000 | 6,079,000 | 5,767,000 | 5,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,881,000 | 132,946,000 | 135,970,000 | 128,183,000 |
| Interest-bearing deposits | 120,170,000 | 117,596,000 | 112,573,000 | 108,968,000 |
| Noninterest-bearing deposits | 13,711,000 | 15,350,000 | 23,397,000 | 19,215,000 |
| Equity capital | 14,291,000 | 14,961,000 | 15,188,000 | 15,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,739,000 | 5,604,000 | 8,417,000 | 11,045,000 |
| Interest expense | 1,161,000 | 2,338,000 | 3,598,000 | 4,612,000 |
| Net interest income | 1,578,000 | 3,266,000 | 4,819,000 | 6,433,000 |
| Noninterest income | 84,000 | 118,000 | 172,000 | 229,000 |
| Noninterest expense | 1,174,000 | 2,361,000 | 3,727,000 | 4,856,000 |
| Provision for loan losses | 61,000 | -594,000 | -693,000 | -677,000 |
| Pretax income | 427,000 | 1,617,000 | 1,957,000 | 2,483,000 |
| Income tax | 172,000 | 653,000 | 789,000 | 1,001,000 |
| Net income | 255,000 | 964,000 | 1,168,000 | 1,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,311,000 | 15,020,000 | 15,224,000 | 15,418,000 |
| Total capital | 15,862,000 | 16,609,000 | 16,639,000 | 16,878,000 |
| Risk-weighted assets | 140,027,000 | 144,274,000 | 142,707,000 | 148,083,000 |