Call reports 2006
PRIVATE BANK MINNESOTA — 2006
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,540,000 | 130,138,000 | 138,503,000 | 131,892,000 |
| Total loans | 109,871,000 | 110,328,000 | 121,898,000 | 118,838,000 |
| Allowance for loan losses | 1,322,000 | 1,370,000 | 1,258,000 | 1,509,000 |
| Securities available for sale | 5,333,000 | 5,089,000 | 7,521,000 | 6,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,128,000 | 115,700,000 | 121,882,000 | 114,221,000 |
| Interest-bearing deposits | 91,260,000 | 97,009,000 | 101,679,000 | 96,246,000 |
| Noninterest-bearing deposits | 16,868,000 | 18,691,000 | 20,203,000 | 17,975,000 |
| Equity capital | 13,511,000 | 13,803,000 | 14,076,000 | 14,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,765,000 | 7,480,000 | 10,202,000 |
| Interest expense | 785,000 | 1,657,000 | 2,735,000 | 3,837,000 |
| Net interest income | 1,521,000 | 3,108,000 | 4,745,000 | 6,365,000 |
| Noninterest income | 51,000 | 128,000 | 171,000 | 227,000 |
| Noninterest expense | 965,000 | 2,065,000 | 3,322,000 | 4,673,000 |
| Provision for loan losses | 95,000 | 143,000 | 185,000 | 449,000 |
| Pretax income | 512,000 | 1,028,000 | 1,409,000 | 1,470,000 |
| Income tax | 205,000 | 411,000 | 562,000 | 586,000 |
| Net income | 307,000 | 617,000 | 847,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,574,000 | 13,884,000 | 14,116,000 | 14,176,000 |
| Total capital | 14,896,000 | 15,254,000 | 15,374,000 | 15,685,000 |
| Risk-weighted assets | 127,357,000 | 130,494,000 | 140,767,000 | 138,035,000 |