Call reports 2005
PRIVATE BANK MINNESOTA — 2005
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 121,374,000 | 122,734,000 | 117,697,000 | 120,749,000 |
| Total loans | 110,848,000 | 111,909,000 | 107,492,000 | 110,338,000 |
| Allowance for loan losses | 1,169,000 | 1,169,000 | 1,135,000 | 1,227,000 |
| Securities available for sale | 4,578,000 | 4,302,000 | 5,945,000 | 5,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,558,000 | 109,790,000 | 101,540,000 | 102,682,000 |
| Interest-bearing deposits | 84,953,000 | 87,283,000 | 84,921,000 | 85,027,000 |
| Noninterest-bearing deposits | 20,605,000 | 22,507,000 | 16,619,000 | 17,655,000 |
| Equity capital | 12,341,000 | 12,174,000 | 12,790,000 | 13,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,791,000 | 5,886,000 | 8,118,000 |
| Interest expense | 431,000 | 913,000 | 1,499,000 | 2,196,000 |
| Net interest income | 1,410,000 | 2,878,000 | 4,387,000 | 5,922,000 |
| Noninterest income | 35,000 | 84,000 | 134,000 | 188,000 |
| Noninterest expense | 865,000 | 1,736,000 | 2,577,000 | 3,470,000 |
| Provision for loan losses | -11,000 | 948,000 | 942,000 | 898,000 |
| Pretax income | 591,000 | 278,000 | 1,002,000 | 1,742,000 |
| Income tax | 238,000 | 110,000 | 401,000 | 698,000 |
| Net income | 353,000 | 168,000 | 601,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,361,000 | 12,176,000 | 12,817,000 | 13,261,000 |
| Total capital | 13,530,000 | 13,345,000 | 13,952,000 | 14,488,000 |
| Risk-weighted assets | 125,205,000 | 127,393,000 | 122,303,000 | 125,881,000 |