Call reports 2004
PRIVATE BANK MINNESOTA — 2004
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 119,391,000 | 126,487,000 | 123,839,000 | 126,482,000 |
| Total loans | 109,329,000 | 114,192,000 | 112,228,000 | 115,419,000 |
| Allowance for loan losses | 1,260,000 | 1,173,000 | 1,180,000 | 1,178,000 |
| Securities available for sale | 4,313,000 | 4,532,000 | 4,102,000 | 5,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,948,000 | 99,290,000 | 109,185,000 | 99,855,000 |
| Interest-bearing deposits | 86,425,000 | 79,890,000 | 89,182,000 | 80,202,000 |
| Noninterest-bearing deposits | 18,523,000 | 19,400,000 | 20,003,000 | 19,653,000 |
| Equity capital | 11,157,000 | 11,423,000 | 11,767,000 | 12,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,902,000 | 4,491,000 | 6,237,000 |
| Interest expense | 195,000 | 391,000 | 659,000 | 998,000 |
| Net interest income | 1,237,000 | 2,511,000 | 3,832,000 | 5,239,000 |
| Noninterest income | 63,000 | 140,000 | 201,000 | 255,000 |
| Noninterest expense | 724,000 | 1,571,000 | 2,328,000 | 3,244,000 |
| Provision for loan losses | 83,000 | 126,000 | 145,000 | 208,000 |
| Pretax income | 493,000 | 954,000 | 1,560,000 | 2,042,000 |
| Income tax | 198,000 | 379,000 | 623,000 | 808,000 |
| Net income | 295,000 | 575,000 | 937,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,110,000 | 11,389,000 | 11,751,000 | 12,008,000 |
| Total capital | 12,370,000 | 12,562,000 | 12,931,000 | 13,186,000 |
| Risk-weighted assets | 120,367,000 | 125,394,000 | 123,408,000 | 127,158,000 |