Call reports 2003
PRIVATE BANK MINNESOTA — 2003
What PRIVATE BANK MINNESOTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 103,842,000 | 106,844,000 | 108,212,000 | 118,733,000 |
| Total loans | 94,686,000 | 97,385,000 | 96,998,000 | 106,901,000 |
| Allowance for loan losses | 1,086,000 | 1,145,000 | 1,138,000 | 1,189,000 |
| Securities available for sale | 4,476,000 | 3,646,000 | 3,551,000 | 4,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,149,000 | 95,058,000 | 97,229,000 | 97,287,000 |
| Interest-bearing deposits | 81,820,000 | 78,265,000 | 82,628,000 | 80,595,000 |
| Noninterest-bearing deposits | 11,329,000 | 16,793,000 | 14,601,000 | 16,692,000 |
| Equity capital | 9,807,000 | 10,035,000 | 10,285,000 | 10,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,627,000 | 3,921,000 | 5,289,000 |
| Interest expense | 266,000 | 523,000 | 718,000 | 914,000 |
| Net interest income | 1,023,000 | 2,104,000 | 3,203,000 | 4,375,000 |
| Noninterest income | 73,000 | 169,000 | 234,000 | 302,000 |
| Noninterest expense | 669,000 | 1,366,000 | 2,035,000 | 2,912,000 |
| Provision for loan losses | 36,000 | 139,000 | 167,000 | 217,000 |
| Pretax income | 391,000 | 768,000 | 1,235,000 | 1,548,000 |
| Income tax | 156,000 | 307,000 | 494,000 | 620,000 |
| Net income | 235,000 | 461,000 | 741,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,744,000 | 9,970,000 | 10,251,000 | 10,814,000 |
| Total capital | 10,830,000 | 11,115,000 | 11,389,000 | 12,003,000 |
| Risk-weighted assets | 105,753,000 | 107,612,000 | 108,439,000 | 118,814,000 |