Call reports 2012
BANK OF THE SOUTH — 2012
What BANK OF THE SOUTH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,628,000 | 65,965,000 | 66,453,000 | 67,174,000 |
| Total loans | 11,350,000 | 15,883,000 | 15,107,000 | 15,227,000 |
| Allowance for loan losses | 142,000 | 151,000 | 156,000 | 161,000 |
| Securities available for sale | 2,007,000 | 2,031,000 | 2,040,000 | 4,028,000 |
| Securities held to maturity | 40,991,000 | 39,892,000 | 36,801,000 | 33,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,051,000 | 51,343,000 | 51,785,000 | 52,463,000 |
| Interest-bearing deposits | 36,190,000 | 35,090,000 | 37,133,000 | 38,620,000 |
| Noninterest-bearing deposits | 14,861,000 | 16,253,000 | 14,652,000 | 13,843,000 |
| Equity capital | 14,558,000 | 14,592,000 | 14,633,000 | 14,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 797,000 | 1,214,000 | 1,623,000 |
| Interest expense | 20,000 | 40,000 | 58,000 | 75,000 |
| Net interest income | 366,000 | 757,000 | 1,156,000 | 1,548,000 |
| Noninterest income | 75,000 | 155,000 | 237,000 | 312,000 |
| Noninterest expense | 428,000 | 856,000 | 1,278,000 | 1,688,000 |
| Provision for loan losses | 6,000 | 15,000 | 21,000 | 27,000 |
| Pretax income | 7,000 | 41,000 | 94,000 | 145,000 |
| Income tax | 0 | 14,000 | 33,000 | 52,000 |
| Net income | 7,000 | 27,000 | 61,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,549,000 | 14,569,000 | 14,604,000 | 14,635,000 |
| Total capital | 14,691,000 | 14,720,000 | 14,760,000 | 14,796,000 |
| Risk-weighted assets | 14,294,000 | 17,978,000 | 17,509,000 | 17,678,000 |