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Call reports 2016

LEGACYTEXAS BANK — 2016

What LEGACYTEXAS BANK reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a46cc961-8956-4cf8-b232-755b1c20535f/2016

Balance sheet

What the bank holds and owes at quarter end

Measure2016Q12016Q22016Q32016Q4
Total assets7,564,650,0008,059,678,0008,442,842,0008,364,998,000
Total loans6,315,971,0006,696,588,0007,128,985,0007,139,792,000
Allowance for loan losses55,484,00062,194,00057,318,00064,576,000
Securities available for sale320,866,000325,042,000433,603,000354,515,000
Securities held to maturity228,576,000224,452,000220,919,000210,387,000
Trading assets0000
Total deposits5,343,169,0005,655,135,0006,155,598,0006,385,564,000
Interest-bearing deposits4,128,033,0004,386,950,0004,752,192,0004,981,526,000
Noninterest-bearing deposits1,215,136,0001,268,185,0001,403,406,0001,404,038,000
Equity capital850,916,000902,370,000955,975,000978,880,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2016Q12016Q22016Q32016Q4
Interest income74,675,000153,995,000239,971,000327,149,000
Interest expense6,138,00012,994,00020,943,00029,531,000
Net interest income68,537,000141,001,000219,028,000297,618,000
Noninterest income12,586,00024,257,00032,466,00042,069,000
Noninterest expense36,790,00075,558,000115,544,000154,642,000
Provision for loan losses8,800,00015,600,00017,900,00025,400,000
Pretax income35,533,00074,165,000118,112,000159,701,000
Income tax12,221,00026,347,00041,551,00056,129,000
Net income23,312,00047,818,00076,561,000103,572,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2016Q12016Q22016Q32016Q4
Tier 1 capital668,366,000721,051,000775,025,000803,374,000
Total capital723,850,000783,245,000833,600,000869,523,000
Risk-weighted assets6,741,020,0007,132,693,0007,699,529,0007,773,005,000

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