Call reports 2015
LEGACYTEXAS BANK — 2015
What LEGACYTEXAS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,510,881,000 | 6,671,475,000 | 6,880,104,000 | 7,693,349,000 |
| Total loans | 5,256,289,000 | 5,496,290,000 | 5,668,777,000 | 6,130,901,000 |
| Allowance for loan losses | 28,276,000 | 30,867,000 | 36,382,000 | 47,093,000 |
| Securities available for sale | 290,615,000 | 314,040,000 | 318,219,000 | 311,708,000 |
| Securities held to maturity | 261,670,000 | 254,526,000 | 249,838,000 | 240,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,409,322,000 | 4,540,812,000 | 4,776,283,000 | 5,270,997,000 |
| Interest-bearing deposits | 3,360,585,000 | 3,443,637,000 | 3,633,796,000 | 4,056,439,000 |
| Noninterest-bearing deposits | 1,048,737,000 | 1,097,175,000 | 1,142,487,000 | 1,214,558,000 |
| Equity capital | 753,298,000 | 755,499,000 | 776,498,000 | 824,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 63,002,000 | 129,448,000 | 197,986,000 | 268,975,000 |
| Interest expense | 5,207,000 | 10,380,000 | 15,732,000 | 21,134,000 |
| Net interest income | 57,795,000 | 119,068,000 | 182,254,000 | 247,841,000 |
| Noninterest income | 7,837,000 | 18,262,000 | 28,078,000 | 38,307,000 |
| Noninterest expense | 37,163,000 | 73,290,000 | 110,310,000 | 148,546,000 |
| Provision for loan losses | 3,000,000 | 6,750,000 | 14,265,000 | 25,465,000 |
| Pretax income | 25,680,000 | 57,501,000 | 85,943,000 | 112,340,000 |
| Income tax | 8,882,000 | 19,999,000 | 30,061,000 | 39,163,000 |
| Net income | 16,798,000 | 37,502,000 | 55,882,000 | 73,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 572,485,000 | 574,739,000 | 594,559,000 | 644,461,000 |
| Total capital | 600,761,000 | 605,606,000 | 630,941,000 | 691,554,000 |
| Risk-weighted assets | 5,546,590,000 | 5,854,932,000 | 6,124,644,000 | 6,526,445,000 |