Call reports 2014
LEGACYTEXAS BANK — 2014
What LEGACYTEXAS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,603,283,000 | 3,952,841,000 | 3,951,617,000 | 4,162,328,000 |
| Total loans | 2,796,233,000 | 3,117,231,000 | 3,224,781,000 | 3,418,473,000 |
| Allowance for loan losses | 19,402,000 | 20,440,000 | 22,585,000 | 25,549,000 |
| Securities available for sale | 236,062,000 | 224,184,000 | 211,364,000 | 199,699,000 |
| Securities held to maturity | 280,490,000 | 267,613,000 | 254,665,000 | 241,921,000 |
| Trading assets | 40,000 | 79,000 | 31,000 | 64,000 |
| Total deposits | 2,447,463,000 | 2,523,637,000 | 2,593,064,000 | 2,728,657,000 |
| Interest-bearing deposits | 1,931,261,000 | 1,999,473,000 | 2,010,116,000 | 2,160,473,000 |
| Noninterest-bearing deposits | 516,202,000 | 524,164,000 | 582,948,000 | 568,184,000 |
| Equity capital | 447,519,000 | 454,366,000 | 460,999,000 | 500,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 34,582,000 | 73,127,000 | 113,257,000 | 154,761,000 |
| Interest expense | 4,278,000 | 8,623,000 | 12,966,000 | 17,274,000 |
| Net interest income | 30,304,000 | 64,504,000 | 100,291,000 | 137,487,000 |
| Noninterest income | 4,080,000 | 8,069,000 | 11,844,000 | 15,605,000 |
| Noninterest expense | 21,461,000 | 43,218,000 | 64,190,000 | 85,031,000 |
| Provision for loan losses | 376,000 | 1,573,000 | 4,085,000 | 6,721,000 |
| Pretax income | 12,547,000 | 27,782,000 | 43,860,000 | 61,340,000 |
| Income tax | 4,520,000 | 10,016,000 | 15,712,000 | 22,109,000 |
| Net income | 8,027,000 | 17,766,000 | 28,148,000 | 39,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 416,643,000 | 422,972,000 | 429,855,000 | 469,621,000 |
| Total capital | 436,045,000 | 443,412,000 | 452,440,000 | 495,170,000 |
| Risk-weighted assets | 2,901,673,000 | 3,203,079,000 | 3,321,453,000 | 3,540,920,000 |