Call reports 2012
LEGACYTEXAS BANK — 2012
What LEGACYTEXAS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,039,890,000 | 3,690,723,000 | 3,635,229,000 | 3,662,420,000 |
| Total loans | 1,990,837,000 | 2,525,326,000 | 2,665,829,000 | 2,752,342,000 |
| Allowance for loan losses | 18,023,000 | 19,229,000 | 19,835,000 | 18,051,000 |
| Securities available for sale | 411,515,000 | 467,515,000 | 316,780,000 | 287,034,000 |
| Securities held to maturity | 465,956,000 | 430,368,000 | 396,436,000 | 360,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,017,264,000 | 2,313,775,000 | 2,280,403,000 | 2,254,131,000 |
| Interest-bearing deposits | 1,701,878,000 | 1,851,064,000 | 1,839,598,000 | 1,815,682,000 |
| Noninterest-bearing deposits | 315,386,000 | 462,711,000 | 440,805,000 | 438,449,000 |
| Equity capital | 329,942,000 | 395,960,000 | 408,227,000 | 419,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 30,279,000 | 66,684,000 | 105,053,000 | 143,655,000 |
| Interest expense | 6,077,000 | 12,182,000 | 17,761,000 | 22,906,000 |
| Net interest income | 24,202,000 | 54,502,000 | 87,292,000 | 120,749,000 |
| Noninterest income | 5,821,000 | 13,655,000 | 19,198,000 | 23,550,000 |
| Noninterest expense | 17,996,000 | 43,923,000 | 64,615,000 | 86,005,000 |
| Provision for loan losses | 895,000 | 2,342,000 | 3,156,000 | 3,139,000 |
| Pretax income | 11,132,000 | 22,008,000 | 39,733,000 | 56,169,000 |
| Income tax | 3,885,000 | 7,629,000 | 13,748,000 | 19,768,000 |
| Net income | 7,247,000 | 14,379,000 | 25,985,000 | 36,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 327,261,000 | 362,500,000 | 374,198,000 | 386,510,000 |
| Total capital | 345,284,000 | 381,729,000 | 394,033,000 | 404,561,000 |
| Risk-weighted assets | 1,624,272,000 | 2,101,581,000 | 2,179,835,000 | 2,248,087,000 |