Call reports 2016
LIVINGSTON STATE BANK — 2016
What LIVINGSTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 160,177,000 | 166,449,000 | 163,641,000 |
| Total loans | 123,531,000 | 124,069,000 | 124,962,000 |
| Allowance for loan losses | 1,967,000 | 0 | 159,000 |
| Securities available for sale | 16,921,000 | 14,306,000 | 13,677,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 132,931,000 | 136,647,000 | 133,170,000 |
| Interest-bearing deposits | 114,308,000 | 117,963,000 | 114,420,000 |
| Noninterest-bearing deposits | 18,623,000 | 18,683,000 | 18,751,000 |
| Equity capital | 21,026,000 | 21,554,000 | 22,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,593,000 | 3,226,000 | 5,023,000 |
| Interest expense | 203,000 | 416,000 | 544,000 |
| Net interest income | 1,390,000 | 2,810,000 | 4,479,000 |
| Noninterest income | 102,000 | 222,000 | 338,000 |
| Noninterest expense | 948,000 | 1,938,000 | 2,916,000 |
| Provision for loan losses | 0 | 0 | 152,000 |
| Pretax income | 544,000 | 1,103,000 | 1,758,000 |
| Income tax | 170,000 | 1,313,000 | 1,313,000 |
| Net income | 374,000 | -210,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 18,107,000 | 15,548,000 | 15,972,000 |
| Total capital | 19,567,000 | 15,548,000 | 16,131,000 |
| Risk-weighted assets | 114,875,000 | 115,521,000 | 116,646,000 |