Call reports 2014
LIVINGSTON STATE BANK — 2014
What LIVINGSTON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,899,000 | 165,737,000 | 158,985,000 | 158,792,000 |
| Total loans | 114,655,000 | 116,142,000 | 121,741,000 | 121,109,000 |
| Allowance for loan losses | 1,917,000 | 1,913,000 | 1,922,000 | 1,929,000 |
| Securities available for sale | 20,742,000 | 20,108,000 | 20,684,000 | 20,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,305,000 | 145,701,000 | 138,581,000 | 134,752,000 |
| Interest-bearing deposits | 122,141,000 | 123,252,000 | 118,910,000 | 113,313,000 |
| Noninterest-bearing deposits | 19,164,000 | 22,449,000 | 19,672,000 | 21,440,000 |
| Equity capital | 18,808,000 | 19,260,000 | 19,565,000 | 19,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,211,000 | 4,837,000 | 6,477,000 |
| Interest expense | 231,000 | 455,000 | 666,000 | 868,000 |
| Net interest income | 1,316,000 | 2,756,000 | 4,171,000 | 5,609,000 |
| Noninterest income | 129,000 | 290,000 | 442,000 | 582,000 |
| Noninterest expense | 967,000 | 1,967,000 | 2,973,000 | 3,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 478,000 | 1,083,000 | 1,644,000 | 2,295,000 |
| Income tax | 154,000 | 359,000 | 595,000 | 788,000 |
| Net income | 324,000 | 724,000 | 1,049,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,384,000 | 17,815,000 | 18,152,000 | 18,063,000 |
| Total capital | 18,766,000 | 19,197,000 | 19,600,000 | 19,520,000 |
| Risk-weighted assets | 110,058,000 | 110,022,000 | 115,402,000 | 116,091,000 |