Call reports 2013
LIVINGSTON STATE BANK — 2013
What LIVINGSTON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 159,555,000 | 161,753,000 | 160,342,000 | 161,816,000 |
| Total loans | 110,174,000 | 111,470,000 | 115,434,000 | 113,559,000 |
| Allowance for loan losses | 2,053,000 | 1,972,000 | 1,931,000 | 1,935,000 |
| Securities available for sale | 16,488,000 | 17,392,000 | 19,515,000 | 19,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,351,000 | 142,644,000 | 141,297,000 | 142,656,000 |
| Interest-bearing deposits | 125,264,000 | 124,900,000 | 123,860,000 | 120,787,000 |
| Noninterest-bearing deposits | 15,087,000 | 17,743,000 | 17,436,000 | 21,870,000 |
| Equity capital | 18,200,000 | 18,351,000 | 18,283,000 | 18,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,373,000 | 5,029,000 | 6,666,000 |
| Interest expense | 302,000 | 584,000 | 845,000 | 1,094,000 |
| Net interest income | 1,407,000 | 2,789,000 | 4,184,000 | 5,572,000 |
| Noninterest income | 163,000 | 307,000 | 335,000 | 480,000 |
| Noninterest expense | 928,000 | 1,863,000 | 2,805,000 | 3,821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 642,000 | 1,233,000 | 1,714,000 | 2,231,000 |
| Income tax | 214,000 | 433,000 | 614,000 | 789,000 |
| Net income | 428,000 | 800,000 | 1,100,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,392,000 | 16,796,000 | 16,777,000 | 17,152,000 |
| Total capital | 17,739,000 | 18,167,000 | 18,188,000 | 18,518,000 |
| Risk-weighted assets | 107,094,000 | 109,109,000 | 112,357,000 | 108,715,000 |