Call reports 2011
LIVINGSTON STATE BANK — 2011
What LIVINGSTON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 152,623,000 | 146,882,000 | 149,719,000 | 151,336,000 |
| Total loans | 112,310,000 | 111,593,000 | 111,360,000 | 109,723,000 |
| Allowance for loan losses | 2,319,000 | 2,429,000 | 2,208,000 | 2,214,000 |
| Securities available for sale | 15,060,000 | 15,159,000 | 15,338,000 | 15,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,509,000 | 130,514,000 | 132,894,000 | 134,167,000 |
| Interest-bearing deposits | 118,715,000 | 118,635,000 | 118,724,000 | 118,172,000 |
| Noninterest-bearing deposits | 13,795,000 | 11,879,000 | 14,170,000 | 15,995,000 |
| Equity capital | 15,375,000 | 15,542,000 | 15,988,000 | 16,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,823,000 | 5,759,000 | 7,616,000 |
| Interest expense | 462,000 | 900,000 | 1,337,000 | 1,744,000 |
| Net interest income | 1,437,000 | 2,923,000 | 4,422,000 | 5,872,000 |
| Noninterest income | 143,000 | 318,000 | 414,000 | 492,000 |
| Noninterest expense | 999,000 | 2,155,000 | 3,047,000 | 3,888,000 |
| Provision for loan losses | 432,000 | 740,000 | 829,000 | 829,000 |
| Pretax income | 150,000 | 347,000 | 961,000 | 1,648,000 |
| Income tax | 31,000 | 97,000 | 297,000 | 506,000 |
| Net income | 119,000 | 250,000 | 664,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,566,000 | 13,662,000 | 14,032,000 | 14,542,000 |
| Total capital | 14,977,000 | 15,056,000 | 15,430,000 | 15,936,000 |
| Risk-weighted assets | 113,200,000 | 111,740,000 | 111,708,000 | 110,756,000 |