Call reports 2001
LIVINGSTON STATE BANK — 2001
What LIVINGSTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,858,000 | 74,941,000 | 77,554,000 | 79,706,000 |
| Total loans | 46,850,000 | 49,424,000 | 50,468,000 | 52,580,000 |
| Allowance for loan losses | 656,000 | 683,000 | 683,000 | 676,000 |
| Securities available for sale | 19,205,000 | 19,637,000 | 19,795,000 | 19,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,979,000 | 65,662,000 | 67,811,000 | 70,087,000 |
| Interest-bearing deposits | 60,307,000 | 61,487,000 | 62,808,000 | 64,391,000 |
| Noninterest-bearing deposits | 3,672,000 | 4,175,000 | 5,003,000 | 5,696,000 |
| Equity capital | 8,049,000 | 8,286,000 | 8,745,000 | 8,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,721,000 | 4,060,000 | 5,476,000 |
| Interest expense | 825,000 | 1,606,000 | 2,371,000 | 3,094,000 |
| Net interest income | 477,000 | 1,115,000 | 1,689,000 | 2,382,000 |
| Noninterest income | 64,000 | 127,000 | 193,000 | 279,000 |
| Noninterest expense | 262,000 | 562,000 | 876,000 | 1,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 680,000 | 1,006,000 | 1,336,000 |
| Income tax | 86,000 | 211,000 | 249,000 | 444,000 |
| Net income | 193,000 | 469,000 | 757,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,890,000 | 8,166,000 | 8,454,000 | 8,495,000 |
| Total capital | 8,467,000 | 8,755,000 | 9,096,000 | 9,148,000 |
| Risk-weighted assets | 46,058,000 | 46,972,000 | 51,358,000 | 52,239,000 |