Call reports 2017
BRAINTREE CO-OPERATIVE BANK — 2017
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 259,073,000 | 258,583,000 | 257,224,000 |
| Total loans | 166,075,000 | 163,275,000 | 162,810,000 |
| Allowance for loan losses | 1,275,000 | 1,570,000 | 1,600,000 |
| Securities available for sale | 68,749,000 | 67,484,000 | 67,412,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 237,678,000 | 237,189,000 | 236,551,000 |
| Interest-bearing deposits | 207,680,000 | 206,855,000 | 204,264,000 |
| Noninterest-bearing deposits | 29,998,000 | 30,334,000 | 32,287,000 |
| Equity capital | 20,687,000 | 20,927,000 | 20,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,012,000 | 4,012,000 | 6,048,000 |
| Interest expense | 146,000 | 292,000 | 440,000 |
| Net interest income | 1,866,000 | 3,720,000 | 5,608,000 |
| Noninterest income | 296,000 | 606,000 | 938,000 |
| Noninterest expense | 2,036,000 | 4,013,000 | 7,612,000 |
| Provision for loan losses | 22,000 | 315,000 | 336,000 |
| Pretax income | 123,000 | 74,000 | -1,326,000 |
| Income tax | -10,000 | -92,000 | -578,000 |
| Net income | 133,000 | 166,000 | -748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 20,551,000 | 20,588,000 | 19,141,000 |
| Total capital | 21,826,000 | 22,158,000 | 20,741,000 |
| Risk-weighted assets | 176,932,000 | 164,495,000 | 165,402,000 |