Call reports 2016
BRAINTREE CO-OPERATIVE BANK — 2016
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 258,322,000 | 256,041,000 | 259,307,000 | 263,050,000 |
| Total loans | 160,084,000 | 166,743,000 | 163,357,000 | 162,904,000 |
| Allowance for loan losses | 1,185,000 | 1,285,000 | 1,290,000 | 1,250,000 |
| Securities available for sale | 68,655,000 | 64,140,000 | 66,437,000 | 68,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,982,000 | 231,129,000 | 237,535,000 | 241,862,000 |
| Interest-bearing deposits | 208,295,000 | 201,024,000 | 206,667,000 | 210,269,000 |
| Noninterest-bearing deposits | 28,687,000 | 30,105,000 | 30,868,000 | 31,593,000 |
| Equity capital | 20,872,000 | 21,236,000 | 21,228,000 | 20,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,866,000 | 5,845,000 | 7,821,000 |
| Interest expense | 160,000 | 311,000 | 467,000 | 616,000 |
| Net interest income | 1,751,000 | 3,555,000 | 5,378,000 | 7,205,000 |
| Noninterest income | 345,000 | 726,000 | 1,110,000 | 1,506,000 |
| Noninterest expense | 1,974,000 | 3,964,000 | 5,951,000 | 7,945,000 |
| Provision for loan losses | 75,000 | 174,000 | 202,000 | 215,000 |
| Pretax income | 54,000 | 180,000 | 372,000 | 591,000 |
| Income tax | -27,000 | -30,000 | -11,000 | 18,000 |
| Net income | 81,000 | 210,000 | 383,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,050,000 | 20,196,000 | 20,360,000 | 20,415,000 |
| Total capital | 21,235,000 | 21,481,000 | 21,650,000 | 21,665,000 |
| Risk-weighted assets | 168,879,000 | 173,250,000 | 174,576,000 | 174,058,000 |