Call reports 2015
BRAINTREE CO-OPERATIVE BANK — 2015
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 250,148,000 | 249,345,000 | 250,964,000 | 253,888,000 |
| Total loans | 158,405,000 | 157,921,000 | 159,285,000 | 159,709,000 |
| Allowance for loan losses | 1,155,000 | 1,200,000 | 1,130,000 | 1,160,000 |
| Securities available for sale | 63,979,000 | 62,536,000 | 64,243,000 | 66,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,890,000 | 228,962,000 | 230,197,000 | 232,889,000 |
| Interest-bearing deposits | 202,388,000 | 199,083,000 | 200,538,000 | 205,190,000 |
| Noninterest-bearing deposits | 26,502,000 | 29,879,000 | 29,659,000 | 27,699,000 |
| Equity capital | 20,408,000 | 20,022,000 | 20,393,000 | 20,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,731,000 | 5,610,000 | 7,561,000 |
| Interest expense | 162,000 | 327,000 | 497,000 | 667,000 |
| Net interest income | 1,710,000 | 3,404,000 | 5,113,000 | 6,894,000 |
| Noninterest income | 291,000 | 614,000 | 997,000 | 1,335,000 |
| Noninterest expense | 1,977,000 | 3,964,000 | 6,059,000 | 8,061,000 |
| Provision for loan losses | 28,000 | 68,000 | 93,000 | 129,000 |
| Pretax income | 2,000 | 67,000 | 37,000 | 121,000 |
| Income tax | -46,000 | -69,000 | -126,000 | -144,000 |
| Net income | 48,000 | 136,000 | 163,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,905,000 | 19,965,000 | 19,992,000 | 19,936,000 |
| Total capital | 21,060,000 | 21,165,000 | 21,122,000 | 21,096,000 |
| Risk-weighted assets | 158,666,000 | 157,666,000 | 163,076,000 | 167,257,000 |