Call reports 2014
BRAINTREE CO-OPERATIVE BANK — 2014
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 254,036,000 | 252,326,000 | 248,300,000 | 249,355,000 |
| Total loans | 150,316,000 | 151,270,000 | 154,870,000 | 157,249,000 |
| Allowance for loan losses | 1,200,000 | 1,165,000 | 1,200,000 | 1,130,000 |
| Securities available for sale | 79,877,000 | 74,665,000 | 67,834,000 | 65,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,181,000 | 228,789,000 | 223,553,000 | 223,686,000 |
| Interest-bearing deposits | 206,327,000 | 203,876,000 | 199,247,000 | 198,129,000 |
| Noninterest-bearing deposits | 23,854,000 | 24,913,000 | 24,306,000 | 25,557,000 |
| Equity capital | 18,632,000 | 19,334,000 | 19,502,000 | 20,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,767,000 | 5,648,000 | 7,573,000 |
| Interest expense | 188,000 | 365,000 | 532,000 | 691,000 |
| Net interest income | 1,699,000 | 3,402,000 | 5,116,000 | 6,882,000 |
| Noninterest income | 295,000 | 647,000 | 972,000 | 1,633,000 |
| Noninterest expense | 1,871,000 | 3,714,000 | 5,605,000 | 7,491,000 |
| Provision for loan losses | 26,000 | 57,000 | 88,000 | 125,000 |
| Pretax income | 87,000 | 317,000 | 432,000 | 936,000 |
| Income tax | -9,000 | 36,000 | 37,000 | 163,000 |
| Net income | 96,000 | 281,000 | 395,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,101,000 | 19,286,000 | 19,390,000 | 19,533,000 |
| Total capital | 20,301,000 | 20,451,000 | 20,590,000 | 20,663,000 |
| Risk-weighted assets | 150,582,000 | 130,825,000 | 129,205,000 | 130,591,000 |