Call reports 2013
BRAINTREE CO-OPERATIVE BANK — 2013
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 247,028,000 | 251,309,000 | 249,232,000 | 250,013,000 |
| Total loans | 142,991,000 | 144,637,000 | 148,368,000 | 148,870,000 |
| Allowance for loan losses | 1,100,000 | 1,120,000 | 1,140,000 | 1,170,000 |
| Securities available for sale | 76,934,000 | 74,295,000 | 78,596,000 | 79,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,533,000 | 233,139,000 | 230,862,000 | 226,877,000 |
| Interest-bearing deposits | 202,769,000 | 208,204,000 | 207,058,000 | 202,842,000 |
| Noninterest-bearing deposits | 24,764,000 | 24,935,000 | 23,804,000 | 24,035,000 |
| Equity capital | 19,229,000 | 17,870,000 | 17,981,000 | 17,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,869,000 | 3,727,000 | 5,590,000 | 7,435,000 |
| Interest expense | 251,000 | 483,000 | 706,000 | 911,000 |
| Net interest income | 1,618,000 | 3,244,000 | 4,884,000 | 6,524,000 |
| Noninterest income | 444,000 | 766,000 | 1,054,000 | 1,345,000 |
| Noninterest expense | 1,906,000 | 3,788,000 | 5,735,000 | 7,607,000 |
| Provision for loan losses | 42,000 | 125,000 | 144,000 | 172,000 |
| Pretax income | 88,000 | 89,000 | 51,000 | 121,000 |
| Income tax | 16,000 | -22,000 | -80,000 | -100,000 |
| Net income | 72,000 | 111,000 | 131,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,296,000 | 19,244,000 | 19,279,000 | 19,350,000 |
| Total capital | 20,396,000 | 20,364,000 | 20,419,000 | 20,520,000 |
| Risk-weighted assets | 143,369,000 | 145,299,000 | 147,599,000 | 150,154,000 |