Call reports 2012
BRAINTREE CO-OPERATIVE BANK — 2012
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 238,986,000 | 239,955,000 | 243,053,000 | 243,008,000 |
| Total loans | 141,481,000 | 141,170,000 | 142,187,000 | 145,187,000 |
| Allowance for loan losses | 1,250,000 | 1,270,000 | 1,275,000 | 1,055,000 |
| Securities available for sale | 64,979,000 | 68,377,000 | 73,703,000 | 69,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,913,000 | 220,892,000 | 223,579,000 | 223,603,000 |
| Interest-bearing deposits | 198,703,000 | 199,449,000 | 200,082,000 | 200,192,000 |
| Noninterest-bearing deposits | 21,210,000 | 21,443,000 | 23,497,000 | 23,411,000 |
| Equity capital | 18,846,000 | 18,801,000 | 19,157,000 | 19,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,167,000 | 4,236,000 | 6,255,000 | 8,155,000 |
| Interest expense | 352,000 | 685,000 | 984,000 | 1,265,000 |
| Net interest income | 1,815,000 | 3,551,000 | 5,271,000 | 6,890,000 |
| Noninterest income | 306,000 | 543,000 | 817,000 | 1,302,000 |
| Noninterest expense | 1,911,000 | 3,862,000 | 5,794,000 | 7,702,000 |
| Provision for loan losses | 28,000 | 47,000 | 60,000 | 90,000 |
| Pretax income | 135,000 | 164,000 | 212,000 | 397,000 |
| Income tax | -119,000 | -142,000 | -157,000 | -205,000 |
| Net income | 254,000 | 306,000 | 369,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,818,000 | 18,864,000 | 18,988,000 | 19,218,000 |
| Total capital | 20,068,000 | 20,134,000 | 20,263,000 | 20,273,000 |
| Risk-weighted assets | 141,761,000 | 142,084,000 | 143,713,000 | 145,075,000 |