Call reports 2011
BRAINTREE CO-OPERATIVE BANK — 2011
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 234,966,000 | 234,149,000 | 233,957,000 | 237,122,000 |
| Total loans | 143,073,000 | 144,441,000 | 147,138,000 | 146,673,000 |
| Allowance for loan losses | 1,660,000 | 1,685,000 | 1,600,000 | 1,530,000 |
| Securities available for sale | 64,152,000 | 65,994,000 | 62,142,000 | 63,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,327,000 | 211,701,000 | 213,693,000 | 216,596,000 |
| Interest-bearing deposits | 194,595,000 | 194,061,000 | 194,541,000 | 194,693,000 |
| Noninterest-bearing deposits | 16,732,000 | 17,640,000 | 19,152,000 | 21,903,000 |
| Equity capital | 17,222,000 | 17,833,000 | 17,710,000 | 18,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,838,000 | 7,362,000 | 9,594,000 |
| Interest expense | 503,000 | 980,000 | 1,405,000 | 1,778,000 |
| Net interest income | 1,863,000 | 3,858,000 | 5,957,000 | 7,816,000 |
| Noninterest income | 248,000 | 481,000 | 739,000 | 995,000 |
| Noninterest expense | 1,856,000 | 3,599,000 | 5,557,000 | 7,427,000 |
| Provision for loan losses | 28,000 | 54,000 | 76,000 | 142,000 |
| Pretax income | 227,000 | 724,000 | 1,155,000 | 1,352,000 |
| Income tax | 43,000 | 189,000 | 302,000 | 336,000 |
| Net income | 184,000 | 535,000 | 853,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,671,000 | 18,010,000 | 17,800,000 | 18,201,000 |
| Total capital | 19,331,000 | 19,695,000 | 19,400,000 | 19,731,000 |
| Risk-weighted assets | 141,451,000 | 142,739,000 | 142,781,000 | 140,107,000 |