Call reports 2010
BRAINTREE CO-OPERATIVE BANK — 2010
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,185,000 | 227,048,000 | 229,251,000 | 230,603,000 |
| Total loans | 138,012,000 | 141,977,000 | 141,645,000 | 141,699,000 |
| Allowance for loan losses | 1,475,000 | 1,535,000 | 1,545,000 | 1,630,000 |
| Securities available for sale | 58,297,000 | 58,390,000 | 60,205,000 | 62,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,383,000 | 204,121,000 | 205,682,000 | 207,653,000 |
| Interest-bearing deposits | 181,770,000 | 187,759,000 | 188,420,000 | 192,684,000 |
| Noninterest-bearing deposits | 15,613,000 | 16,362,000 | 17,262,000 | 14,969,000 |
| Equity capital | 16,156,000 | 16,196,000 | 16,929,000 | 16,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,381,000 | 4,789,000 | 7,159,000 | 9,572,000 |
| Interest expense | 580,000 | 1,143,000 | 1,710,000 | 2,249,000 |
| Net interest income | 1,801,000 | 3,646,000 | 5,449,000 | 7,323,000 |
| Noninterest income | 206,000 | 459,000 | 782,000 | 1,040,000 |
| Noninterest expense | 1,797,000 | 3,596,000 | 5,374,000 | 7,090,000 |
| Provision for loan losses | 58,000 | 119,000 | 152,000 | 173,000 |
| Pretax income | 153,000 | 538,000 | 853,000 | 867,000 |
| Income tax | 27,000 | 141,000 | 237,000 | 164,000 |
| Net income | 126,000 | 397,000 | 616,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,501,000 | 16,411,000 | 17,006,000 | 17,320,000 |
| Total capital | 17,976,000 | 17,946,000 | 18,551,000 | 18,950,000 |
| Risk-weighted assets | 137,200,000 | 139,322,000 | 139,458,000 | 140,452,000 |