Call reports 2009
BRAINTREE CO-OPERATIVE BANK — 2009
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 210,700,000 | 213,752,000 | 214,012,000 | 219,431,000 |
| Total loans | 136,202,000 | 135,841,000 | 134,536,000 | 134,597,000 |
| Allowance for loan losses | 1,630,000 | 1,340,000 | 1,370,000 | 1,435,000 |
| Securities available for sale | 37,431,000 | 47,725,000 | 54,154,000 | 61,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,297,000 | 194,541,000 | 193,279,000 | 198,848,000 |
| Interest-bearing deposits | 176,847,000 | 179,494,000 | 179,418,000 | 184,529,000 |
| Noninterest-bearing deposits | 14,450,000 | 15,047,000 | 13,861,000 | 14,319,000 |
| Equity capital | 14,034,000 | 14,046,000 | 15,846,000 | 15,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 4,965,000 | 7,404,000 | 9,899,000 |
| Interest expense | 884,000 | 1,745,000 | 2,511,000 | 3,205,000 |
| Net interest income | 1,570,000 | 3,220,000 | 4,893,000 | 6,694,000 |
| Noninterest income | 305,000 | 474,000 | 661,000 | 930,000 |
| Noninterest expense | 1,608,000 | 3,257,000 | 5,019,000 | 6,856,000 |
| Provision for loan losses | 31,000 | 70,000 | 105,000 | 130,000 |
| Pretax income | 236,000 | 475,000 | 542,000 | 747,000 |
| Income tax | 52,000 | 124,000 | 117,000 | 168,000 |
| Net income | 184,000 | 351,000 | 425,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,847,000 | 15,497,000 | 15,990,000 | 16,293,000 |
| Total capital | 16,477,000 | 16,837,000 | 17,360,000 | 17,728,000 |
| Risk-weighted assets | 131,295,000 | 135,095,000 | 132,707,000 | 136,436,000 |