Call reports 2002
BRAINTREE CO-OPERATIVE BANK — 2002
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 172,231,000 | 173,626,000 | 173,837,000 | 173,075,000 |
| Total loans | 110,995,000 | 114,979,000 | 116,579,000 | 117,322,000 |
| Allowance for loan losses | 1,170,000 | 1,200,000 | 1,220,000 | 1,035,000 |
| Securities available for sale | 17,923,000 | 17,795,000 | 16,505,000 | 17,069,000 |
| Securities held to maturity | 23,734,000 | 24,277,000 | 23,187,000 | 20,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,690,000 | 163,252,000 | 162,821,000 | 161,272,000 |
| Interest-bearing deposits | 150,864,000 | 151,016,000 | 150,914,000 | 151,425,000 |
| Noninterest-bearing deposits | 10,826,000 | 12,236,000 | 11,907,000 | 9,847,000 |
| Equity capital | 10,410,000 | 10,340,000 | 9,969,000 | 10,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,731,000 | 7,137,000 | 9,578,000 |
| Interest expense | 1,120,000 | 2,211,000 | 3,265,000 | 4,203,000 |
| Net interest income | 1,219,000 | 2,520,000 | 3,872,000 | 5,375,000 |
| Noninterest income | 131,000 | 273,000 | 428,000 | 589,000 |
| Noninterest expense | 975,000 | 2,013,000 | 3,141,000 | 4,226,000 |
| Provision for loan losses | 14,000 | 30,000 | 46,000 | -149,000 |
| Pretax income | 329,000 | 562,000 | 743,000 | 1,479,000 |
| Income tax | 143,000 | 253,000 | 338,000 | 579,000 |
| Net income | 186,000 | 309,000 | 405,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,452,000 | 10,319,000 | 9,987,000 | 10,662,000 |
| Total capital | 11,622,000 | 11,519,000 | 11,207,000 | 11,697,000 |
| Risk-weighted assets | 98,159,000 | 97,072,000 | 99,275,000 | 99,718,000 |