Call reports 2001
BRAINTREE CO-OPERATIVE BANK — 2001
What BRAINTREE CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 152,738,000 | 156,189,000 | 163,852,000 | 162,471,000 |
| Total loans | 96,400,000 | 99,088,000 | 102,146,000 | 108,076,000 |
| Allowance for loan losses | 1,075,000 | 1,100,000 | 1,120,000 | 1,140,000 |
| Securities available for sale | 10,125,000 | 9,924,000 | 8,988,000 | 17,400,000 |
| Securities held to maturity | 31,576,000 | 26,802,000 | 27,107,000 | 23,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,818,000 | 145,930,000 | 153,855,000 | 152,194,000 |
| Interest-bearing deposits | 133,674,000 | 136,102,000 | 141,241,000 | 143,088,000 |
| Noninterest-bearing deposits | 9,144,000 | 9,828,000 | 12,614,000 | 9,106,000 |
| Equity capital | 9,759,000 | 10,057,000 | 9,736,000 | 10,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,947,000 | 7,424,000 | 9,843,000 |
| Interest expense | 1,406,000 | 2,777,000 | 4,116,000 | 5,319,000 |
| Net interest income | 1,025,000 | 2,170,000 | 3,308,000 | 4,524,000 |
| Noninterest income | 145,000 | 221,000 | 331,000 | 449,000 |
| Noninterest expense | 965,000 | 2,010,000 | 3,015,000 | 4,036,000 |
| Provision for loan losses | 2,000 | -75,000 | -68,000 | -57,000 |
| Pretax income | 222,000 | 480,000 | 719,000 | 982,000 |
| Income tax | 92,000 | 199,000 | 298,000 | 305,000 |
| Net income | 130,000 | 281,000 | 421,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,471,000 | 9,848,000 | 9,736,000 | 10,293,000 |
| Total capital | 10,477,000 | 10,900,000 | 10,840,000 | 11,429,000 |
| Risk-weighted assets | 80,393,000 | 84,130,000 | 88,343,000 | 90,852,000 |