Call reports 2006
BANK OF GASSAWAY — 2006
What BANK OF GASSAWAY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 151,307,000 | 148,906,000 | 150,920,000 | 154,711,000 |
| Total loans | 70,230,000 | 70,765,000 | 71,943,000 | 71,058,000 |
| Allowance for loan losses | 1,732,000 | 1,739,000 | 1,688,000 | 1,666,000 |
| Securities available for sale | 43,263,000 | 44,974,000 | 45,410,000 | 47,704,000 |
| Securities held to maturity | 17,977,000 | 17,978,000 | 17,979,000 | 17,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,485,000 | 132,026,000 | 133,217,000 | 136,939,000 |
| Interest-bearing deposits | 107,197,000 | 105,654,000 | 105,163,000 | 103,995,000 |
| Noninterest-bearing deposits | 27,288,000 | 26,372,000 | 28,054,000 | 32,944,000 |
| Equity capital | 15,609,000 | 15,964,000 | 16,664,000 | 17,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,033,000 | 4,192,000 | 6,347,000 | 8,518,000 |
| Interest expense | 480,000 | 994,000 | 1,592,000 | 2,198,000 |
| Net interest income | 1,553,000 | 3,198,000 | 4,755,000 | 6,320,000 |
| Noninterest income | 152,000 | 322,000 | 503,000 | 664,000 |
| Noninterest expense | 1,108,000 | 2,219,000 | 3,307,000 | 4,389,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 853,000 | 1,503,000 | 2,147,000 |
| Income tax | 158,000 | 313,000 | 542,000 | 707,000 |
| Net income | -9,000 | 540,000 | 961,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,527,000 | 17,076,000 | 17,497,000 | 17,976,000 |
| Total capital | 17,438,000 | 17,973,000 | 18,410,000 | 18,891,000 |
| Risk-weighted assets | 72,049,000 | 70,939,000 | 72,261,000 | 72,463,000 |