Call reports 2001
BANK OF GASSAWAY — 2001
What BANK OF GASSAWAY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,601,000 | 121,813,000 | 127,038,000 | 131,113,000 |
| Total loans | 82,433,000 | 86,529,000 | 89,847,000 | 91,085,000 |
| Allowance for loan losses | 1,839,000 | 1,845,000 | 1,801,000 | 1,897,000 |
| Securities available for sale | 10,620,000 | 11,975,000 | 12,014,000 | 11,466,000 |
| Securities held to maturity | 10,559,000 | 9,049,000 | 7,040,000 | 12,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,594,000 | 108,706,000 | 113,295,000 | 117,159,000 |
| Interest-bearing deposits | 88,854,000 | 92,043,000 | 97,306,000 | 99,538,000 |
| Noninterest-bearing deposits | 18,740,000 | 16,663,000 | 15,989,000 | 17,621,000 |
| Equity capital | 11,392,000 | 11,791,000 | 12,324,000 | 12,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,442,000 | 4,975,000 | 7,589,000 | 10,254,000 |
| Interest expense | 984,000 | 2,001,000 | 3,033,000 | 3,998,000 |
| Net interest income | 1,458,000 | 2,974,000 | 4,556,000 | 6,256,000 |
| Noninterest income | 76,000 | 158,000 | 237,000 | 324,000 |
| Noninterest expense | 716,000 | 1,468,000 | 2,249,000 | 3,103,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 755,000 |
| Pretax income | 638,000 | 1,304,000 | 2,004,000 | 2,723,000 |
| Income tax | 246,000 | 505,000 | 766,000 | 1,040,000 |
| Net income | 392,000 | 799,000 | 1,238,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,196,000 | 11,671,000 | 12,110,000 | 12,555,000 |
| Total capital | 12,187,000 | 12,700,000 | 13,175,000 | 13,639,000 |
| Risk-weighted assets | 78,457,000 | 81,536,000 | 84,469,000 | 85,910,000 |