Call reports 2023
AMERICAN EXCHANGE BANK — 2023
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 68,355,000 | 70,063,000 | 71,222,000 | 73,637,000 |
| Total loans | 33,502,000 | 35,362,000 | 38,165,000 | 38,920,000 |
| Allowance for loan losses | 383,000 | 424,000 | 424,000 | 421,000 |
| Securities available for sale | 31,426,000 | 30,924,000 | 29,268,000 | 28,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,283,000 | 52,937,000 | 46,452,000 | 50,868,000 |
| Interest-bearing deposits | 36,646,000 | 34,831,000 | 32,505,000 | 30,747,000 |
| Noninterest-bearing deposits | 19,637,000 | 18,106,000 | 13,947,000 | 20,121,000 |
| Equity capital | 5,466,000 | 5,567,000 | 5,513,000 | 6,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,588,000 | 2,472,000 | 3,416,000 |
| Interest expense | 124,000 | 331,000 | 655,000 | 1,021,000 |
| Net interest income | 630,000 | 1,257,000 | 1,817,000 | 2,395,000 |
| Noninterest income | 49,000 | 99,000 | 131,000 | 319,000 |
| Noninterest expense | 361,000 | 728,000 | 1,094,000 | 1,578,000 |
| Provision for loan losses | -39,000 | 0 | 0 | 0 |
| Pretax income | 357,000 | 628,000 | 882,000 | 1,168,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 628,000 | 882,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,466,000 | 6,489,000 | 6,692,000 | 6,778,000 |
| Total capital | 5,849,000 | 6,913,000 | — | — |
| Risk-weighted assets | 42,013,000 | 41,770,000 | — | — |