Call reports 2022
AMERICAN EXCHANGE BANK — 2022
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 66,951,000 | 67,215,000 | 71,941,000 | 72,357,000 |
| Total loans | 27,696,000 | 30,134,000 | 36,190,000 | 34,074,000 |
| Allowance for loan losses | 441,000 | 444,000 | 445,000 | 421,000 |
| Securities available for sale | 36,105,000 | 34,435,000 | 32,937,000 | 32,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,896,000 | 58,158,000 | 53,717,000 | 55,669,000 |
| Interest-bearing deposits | 39,335,000 | 39,507,000 | 37,963,000 | 33,907,000 |
| Noninterest-bearing deposits | 21,561,000 | 18,651,000 | 15,754,000 | 21,762,000 |
| Equity capital | 5,416,000 | 5,467,000 | 5,436,000 | 4,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 874,000 | 1,541,000 | 2,234,000 |
| Interest expense | 43,000 | 90,000 | 167,000 | 323,000 |
| Net interest income | 351,000 | 784,000 | 1,374,000 | 1,911,000 |
| Noninterest income | 29,000 | 65,000 | 99,000 | 140,000 |
| Noninterest expense | 326,000 | 634,000 | 990,000 | 1,568,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 223,000 | 491,000 | 492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 223,000 | 491,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,800,000 | 5,932,000 | 6,109,000 | 5,961,000 |
| Total capital | — | 6,376,000 | 6,554,000 | 6,382,000 |
| Risk-weighted assets | — | 38,255,000 | 43,922,000 | 43,190,000 |