Call reports 2021
AMERICAN EXCHANGE BANK — 2021
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 59,885,000 | 57,741,000 | 55,725,000 | 58,733,000 |
| Total loans | 34,587,000 | 30,395,000 | 29,486,000 | 30,857,000 |
| Allowance for loan losses | 818,000 | 819,000 | 870,000 | 441,000 |
| Securities available for sale | 14,379,000 | 16,578,000 | 19,730,000 | 23,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,202,000 | 51,091,000 | 49,032,000 | 52,337,000 |
| Interest-bearing deposits | 35,457,000 | 34,783,000 | 34,867,000 | 34,686,000 |
| Noninterest-bearing deposits | 17,745,000 | 16,308,000 | 14,165,000 | 17,651,000 |
| Equity capital | 5,867,000 | 6,005,000 | 6,047,000 | 5,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,102,000 | 1,523,000 | 1,960,000 |
| Interest expense | 56,000 | 107,000 | 154,000 | 199,000 |
| Net interest income | 541,000 | 995,000 | 1,369,000 | 1,761,000 |
| Noninterest income | 28,000 | 59,000 | 92,000 | 122,000 |
| Noninterest expense | 327,000 | 625,000 | 932,000 | 1,395,000 |
| Provision for loan losses | 150,000 | 150,000 | 200,000 | 250,000 |
| Pretax income | 171,000 | 359,000 | 426,000 | 344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 359,000 | 426,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,846,000 | 5,984,000 | 6,001,000 | 5,768,000 |
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