Call reports 2020
AMERICAN EXCHANGE BANK — 2020
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 52,412,000 | 56,361,000 | 55,357,000 | 54,805,000 |
| Total loans | 30,013,000 | 37,777,000 | 37,776,000 | 35,347,000 |
| Allowance for loan losses | 735,000 | 747,000 | 767,000 | 667,000 |
| Securities available for sale | 12,163,000 | 12,267,000 | 12,524,000 | 12,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,856,000 | 46,628,000 | 45,500,000 | 48,232,000 |
| Interest-bearing deposits | 31,409,000 | 31,954,000 | 31,381,000 | 31,793,000 |
| Noninterest-bearing deposits | 14,447,000 | 14,674,000 | 14,119,000 | 16,439,000 |
| Equity capital | 5,634,000 | 5,973,000 | 6,097,000 | 5,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,200,000 | 1,696,000 | 2,168,000 |
| Interest expense | 85,000 | 159,000 | 225,000 | 285,000 |
| Net interest income | 433,000 | 1,041,000 | 1,471,000 | 1,883,000 |
| Noninterest income | 26,000 | 51,000 | 79,000 | 107,000 |
| Noninterest expense | 284,000 | 554,000 | 891,000 | 1,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 211,000 | 575,000 | 737,000 | 597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 575,000 | 737,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,639,000 | 5,953,000 | 6,065,000 | 5,725,000 |
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