Call reports 2019
AMERICAN EXCHANGE BANK — 2019
What AMERICAN EXCHANGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,709,000 | 46,662,000 | 46,195,000 | 45,579,000 |
| Total loans | 31,373,000 | 30,876,000 | 33,554,000 | 31,291,000 |
| Allowance for loan losses | 637,000 | 637,000 | 697,000 | 711,000 |
| Securities available for sale | 10,046,000 | 9,839,000 | 9,608,000 | 7,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,304,000 | 40,202,000 | 39,558,000 | 39,175,000 |
| Interest-bearing deposits | 31,439,000 | 29,922,000 | 29,863,000 | 29,616,000 |
| Noninterest-bearing deposits | 12,865,000 | 10,280,000 | 9,695,000 | 9,559,000 |
| Equity capital | 5,380,000 | 5,581,000 | 5,766,000 | 5,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,105,000 | 1,673,000 | 2,233,000 |
| Interest expense | 75,000 | 151,000 | 234,000 | 320,000 |
| Net interest income | 472,000 | 954,000 | 1,439,000 | 1,913,000 |
| Noninterest income | 30,000 | 60,000 | 87,000 | 111,000 |
| Noninterest expense | 286,000 | 570,000 | 841,000 | 1,347,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 444,000 | 685,000 | 677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 444,000 | 685,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,417,000 | 5,595,000 | 5,766,000 | 5,462,000 |
| Total capital | 5,891,000 | 6,005,000 | 6,195,000 | 5,873,000 |
| Risk-weighted assets | 37,763,000 | 32,629,000 | 34,110,000 | 32,657,000 |